Regulation — Live tracker
UK Crypto
Regulation.
The UK is building a full regulatory framework for crypto. It rolls out through 2027. We track every consultation, deadline, and rule change in plain English.
Key dates
FSMA 2000 (Cryptoassets) Regulations become UK law
All new crypto regulations fully operational by October
Key dates tracked from Dec 2025 through Oct 2027
Regulatory Timeline
Dec 2025 – Oct 2027 (subject to change)Dec 2025
FCA publishes 3 consultation papers
Trading platforms, market abuse, prudential requirements
Jan 2026
CARF reporting begins
Exchanges must collect UK user data (name, TIN, DOB, address)
Feb 2026
Crypto regulations enacted by Parliament
FSMA 2000 (Cryptoassets) Regulations 2026 become law
Mar 2026
FCA consultations close
Industry responses due on all three papers
Sep 2026
Application window opens
Firms can apply for new regulated crypto activities
Feb 2027
Application window closes
Last date to apply for authorisation
May 2027
First CARF reports due to HMRC
Exchanges submit 2026 calendar year data
Oct 2027
Full regime comes into force
All new crypto regulations fully operational
Understanding the Rules
4 guidesWhat is the FCA crypto regime?
The new regulatory framework explained in plain English. What it covers, who it affects.
02CARF Reporting Explained
Crypto-Asset Reporting Framework. What exchanges report, what HMRC receives, what you need to do.
03Stablecoin Regulation
Qualifying stablecoins under FSMA. Issuance rules, custody, and what it means for USDT/USDC in the UK.
04DeFi and Regulation
Where decentralised finance sits in the FCA's framework. What's in scope and what isn't.